Cashflowy.ai

Freemium
·
Web
·
AI Tools for BookkeepingAI Tools for AccountingAI Tools for Accountants

Free plan available
No credit card

What is Cashflowy.ai?

Cashflowy.ai handles the tedious side of bookkeeping: capturing and categorising every transaction. It syncs with your bank. The data gets pulled in and organised by category. You focus on actual work. The free tier covers basic bookkeeping, transaction tracking, and limited reporting. That's enough to see whether it suits you. Invoice management is included, with automated payment reminders that reduce chasing clients. The trade-off is real. Free tier has feature limits and transaction caps. Bank integration support varies between institutions; compatibility isn't guaranteed. Paid plans offer advanced reporting and higher limits. Pricing isn't published. This works for freelancers tracking invoices and expenses. Small business owners monitoring monthly cash flow without an accountant. Service providers pulling together annual summaries for tax. Not for multi-entity accounting or offline desktop software.

Key features

Automated bookkeeping

captures and categorises transactions without manual data entry

Cash flow tracking

visualises money in and out of your business over time

Invoice management

create, send, and track invoices with payment reminders

Financial reporting

generates basic profit and loss statements and balance sheets

Bank connections

syncs with bank accounts to pull transaction data automatically

Expense categorisation

organises spending by category for easier tax preparation

Pros & cons

Advantages

Free tier lets you test the software without commitment
Reduces time spent on manual bookkeeping tasks
Provides clear visibility into cash flow patterns
Straightforward interface designed for non-accountants

Limitations

Free tier may have limited features or transaction caps compared to paid plans
May require integration with your bank, which not all institutions support equally