Cashflowy.ai screenshot

What is Cashflowy.ai?

Cashflowy.ai is accounting software designed to handle bookkeeping tasks with minimal manual effort. It automates transaction categorisation, invoice tracking, and cash flow monitoring, giving you a clearer picture of your business finances without the administrative overhead. The tool is built for small business owners and freelancers who need functional accounting without complexity. It operates on a freemium model, meaning you can start using core features at no cost and upgrade to paid plans if you need more advanced functionality.

Key Features

Automated bookkeeping

captures and categorises transactions without manual data entry

Cash flow tracking

visualises money in and out of your business over time

Invoice management

create, send, and track invoices with payment reminders

Financial reporting

generates basic profit and loss statements and balance sheets

Bank connections

syncs with bank accounts to pull transaction data automatically

Expense categorisation

organises spending by category for easier tax preparation

Pros & Cons

Advantages

  • Free tier lets you test the software without commitment
  • Reduces time spent on manual bookkeeping tasks
  • Provides clear visibility into cash flow patterns
  • Straightforward interface designed for non-accountants

Limitations

  • Free tier may have limited features or transaction caps compared to paid plans
  • May require integration with your bank, which not all institutions support equally

Use Cases

Freelancers tracking invoices and expenses throughout the year

Small business owners monitoring monthly cash flow without hiring an accountant

Service providers preparing annual financial summaries for tax purposes

Teams managing multiple client invoices and payment tracking