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What is Cube Planning?
Cube Planning is a financial planning and analysis platform that uses AI to help businesses build and manage their budgets, forecasts, and financial models. It's designed for finance teams, accountants, and business leaders who need to plan ahead without getting bogged down in spreadsheet work. The platform combines traditional FP&A functionality with AI assistance, allowing users to create financial plans more quickly and adjust them as circumstances change. Whether you're forecasting revenue, managing departmental budgets, or stress-testing scenarios, Cube aims to make the process faster and more collaborative than working in Excel.
Key Features
AI-assisted budget and forecast creation
Generate initial plans and projections with AI support rather than building from scratch
Financial modelling
Build and adjust multi-scenario financial models to understand different business outcomes
Collaborative planning
Work with team members in real time on budgets and forecasts rather than emailing spreadsheets
Integration with accounting systems
Connect to existing financial data sources to keep plans accurate
Variance analysis
Compare actual results against forecasts to identify where plans diverged
Pros & Cons
Advantages
- Free to use, making it accessible for small businesses and startups that can't afford traditional FP&A software
- AI assistance reduces the time spent on repetitive forecasting and model building
- Cloud-based collaboration means multiple team members can work on plans simultaneously
- Easier to maintain and update plans compared to managing complex Excel spreadsheets
Limitations
- As a free tool, it may have limitations on the number of plans, users, or data volume compared to paid enterprise FP&A solutions
- Organisations with very complex financial structures or highly specific reporting requirements may need additional customisation
Use Cases
Small business budgeting: Create annual budgets and monthly cash flow forecasts without extensive finance training
Startup financial planning: Quickly model different growth scenarios for investor presentations and internal planning
Departmental forecasting: Help individual teams forecast headcount, spending, or revenue for their area
Scenario planning: Test how changes in assumptions affect overall financial outcomes
Rolling forecasts: Update financial plans quarterly or monthly as actual results come in