LayerNext screenshot

What is LayerNext?

LayerNext is an AI finance platform that uses autonomous agents to process invoices, reconcile bank accounts, categorise transactions and generate CFO-level reports. It connects to accounting systems such as QuickBooks, Xero, Sage, NetSuite and SAP, and can automate legacy ERPs at the application layer where no API exists. The tool targets small businesses, founders and mid-market finance teams that want continuously closed books.

Key Features

AP and invoices on autopilot

Captures, extracts, validates and PO-matches invoices, then routes approvals without manual entry.

Real-time bank reconciliation

Matches and reconciles transactions automatically as they occur.

Autonomous bookkeeping

Captures, categorises and tax-prepares expenses, invoices and receipts to keep books always closed.

Custom workflows

Defines business-specific approval chains, GL structures and rules that agents follow consistently.

ERP and desktop automation

Operates legacy systems and Windows applications at the application layer when no API is available.

CFO-level intelligence

Produces cash flow analysis, burn rate and runway projections, revenue trends and anomaly alerts.

Deep Research agents

Run hypothesis-driven analysis across structured and unstructured financial data to surface risks and opportunities.

Pros & Cons

Advantages

  • Connects to a wide range of accounting systems including QuickBooks, Xero, Sage, NetSuite and SAP
  • Can automate legacy ERPs and desktop apps that lack an API
  • Combines day-to-day bookkeeping with higher-level CFO reporting in one tool
  • Available as web, iOS and Android apps
  • 7-day free trial on the paid plans
  • Bank-level encryption with no third-party data sharing

Limitations

  • No free tier; entry plan starts at 79 dollars per month
  • Per-transaction overage fees apply once monthly limits are exceeded
  • Enterprise pricing is not published and requires contact
  • Recent pivot from a computer-vision data platform means the finance product is relatively new

Use Cases

Founders and small businesses on QuickBooks wanting hands-free monthly bookkeeping

Finance teams automating accounts payable and invoice approval routing

Companies needing continuous, automatic bank reconciliation

Mid-market firms wanting cash flow, burn rate and runway forecasting without a full-time CFO

Organisations automating legacy ERPs that have no API access

Multi-entity businesses consolidating bookkeeping across entities