Metal

Discover Metal pricing, reviews, and alternatives. Updated for April 2026.

Freemium
·
Web, API
·
Business

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Free plan available
No credit card

What is Metal?

Metal is an API platform designed to simplify how developers integrate payments, wallets, and financial data into their applications. It provides pre-built infrastructure for handling transactions, managing user funds, and connecting to various payment networks. The service targets startups and established companies that need reliable payment infrastructure without building everything from scratch. Metal operates on a freemium model, allowing developers to test the platform before committing to paid tiers.

Key features

Payment processing

Handle credit cards, bank transfers, and digital wallets through a unified API

Wallet management

Create and manage user wallets with balance tracking and transaction history

Developer dashboard

Monitor transactions, view analytics, and manage API keys from a central interface

Webhook support

Receive real-time notifications for payment events and transaction updates

Multi-currency support

Process payments in different currencies with automatic conversion

Pros & cons

Advantages

Freemium pricing allows testing before financial commitment
API-first approach gives developers flexibility in how they integrate payments
Consolidated dashboard reduces the need to manage multiple payment providers
Good documentation and developer resources for implementation

Limitations

May have higher fees compared to specialised payment processors for high-volume transactions
Dependent on Metal's uptime and reliability for payment processing
Requires technical knowledge to implement; not suitable for non-technical users